Education for every stage

Financial needs change throughout life. Our programmes match where you are right now.

Whether you're introducing pocket money concepts to a seven-year-old or finally confronting pension planning at fifty, there's specific knowledge that makes the difference between confusion and confidence.

Each programme below addresses the real questions people ask at that life stage. Not theoretical economics, but practical understanding you'll use immediately.

Children learning

Young Savers Programme

Ages 7-12

£47.50 per session

Before children develop anxiety around money, we teach them foundational concepts through activities that make abstract ideas concrete.

What we cover

  • Understanding coins and notes through hands-on exercises
  • Saving versus spending decisions in age-appropriate scenarios
  • Setting and achieving realistic savings goals
  • Recognising needs versus wants without moralising
  • Introduction to banking concepts using relatable examples
  • Making change and basic money mathematics

Sessions run 60 minutes with interactive components that maintain attention. Parents receive summaries to continue conversations at home.

Book this programme
Teenagers learning

Teen Money Mastery

Ages 13-18

£62.90 per session

Teenagers face financial decisions with lasting consequences. First jobs, student loans, and aggressive credit card marketing all happen before they turn twenty.

What we cover

  • Opening and managing bank accounts independently
  • Understanding payslips, tax, and National Insurance
  • Student loan realities versus myths
  • Credit cards, interest rates, and debt traps explained properly
  • Mobile banking security and avoiding scams
  • Part-time work rights and contract basics
  • Budgeting with irregular income from casual employment

90-minute sessions designed for teenage attention spans. We address real dilemmas they're encountering, not hypothetical scenarios from textbooks.

Enrol your teenager
Adult learning

Adult Financial Foundations

All adults

£85.00 per session

Many adults reached working age without ever learning financial basics. That's not a personal failing; it's a gap in the education system we're filling now.

What we cover

  • Creating realistic budgets that account for irregular expenses
  • Understanding credit scores and how to improve them
  • Debt management strategies that actually work
  • Building emergency funds even on tight budgets
  • Savings accounts, ISAs, and where money grows safest
  • Reading and negotiating bills effectively
  • Recognising and avoiding financial scams targeting adults

Two-hour sessions in Sheffield city centre. Small groups ensure everyone can ask questions without embarrassment.

Start learning
Home ownership

Home Ownership Preparation

Aspiring homeowners

£125.75 per session

Sheffield property prices have risen significantly. Understanding mortgages properly can mean the difference between homeownership and another year renting.

What we cover

  • Mortgage types explained: fixed, variable, tracker, offset
  • What lenders actually assess and how to improve your position
  • Deposit requirements and Help to Buy schemes
  • Additional costs: solicitors, surveys, stamp duty, ongoing expenses
  • Sheffield-specific market insights and realistic expectations
  • When renting longer makes more financial sense
  • Remortgaging and why it matters after initial deals expire

Intensive 2.5-hour sessions covering everything from initial research to completion. Includes local estate agent insights specific to Sheffield areas.

Prepare to buy
Retirement planning

Retirement Planning Workshop

Working adults

£108.50 per session

State pension alone won't fund comfortable retirement. Understanding workplace and personal pensions now prevents financial stress later.

What we cover

  • State pension: qualifying years, amounts, and when you'll actually receive it
  • Workplace pension schemes and auto-enrolment explained
  • Personal pensions and whether they suit your situation
  • Tax relief on contributions and how it works in practice
  • Calculating realistic retirement income needs
  • Pension tracking if you've changed employers multiple times
  • Common mistakes that reduce retirement income unnecessarily

Two-hour sessions with calculation examples using real Sheffield salary figures. Leave with personalised action points, not vague recommendations.

Plan your retirement
Family session

Family Financial Strategy

Whole families

£156.25 per session

Financial stress affects entire households. When everyone understands the family's financial reality and goals, decision-making becomes collaborative rather than contentious.

What we cover

  • Age-appropriate financial education for all family members simultaneously
  • Creating household budgets everyone understands and contributes to
  • Teaching children about money in ways that build skills without anxiety
  • Aligning financial goals across generations living together
  • Managing pocket money, clothing allowances, and teenage financial independence
  • Talking about money openly without stigma or shame
  • Planning for significant expenses: university, weddings, elderly care

Three-hour sessions accommodating up to six family members. Content adjusts to ages present, ensuring value for everyone attending.

Book family session

How sessions work

All programmes take place at our Sheffield city centre location, easily accessible by tram or bus. We also offer weekend sessions for those with weekday work commitments.

Class sizes stay small deliberately. Maximum six participants for adult sessions, eight for family sessions, and twelve for children's groups. This ensures genuine interaction rather than passive lecture attendance.

You'll receive session materials digitally after each meeting. These aren't generic worksheets but reference documents specific to what we covered, including answers to questions raised during discussion.

Choose your programme

"The Teen Money Mastery saved my daughter from a terrible decision. She was about to accept a store card at 39% APR because she didn't understand what that meant."

— Rachel, Crosspool

"I'm 56 and finally understand my pension. Turns out I'm in better shape than I thought, I just didn't know how to read the statements."

— Graham, Dore

Financial education isn't about restricting enjoyment or enforcing austerity. It's about understanding your options clearly enough to make choices that align with your actual priorities and values.

That clarity reduces stress, improves decision quality, and builds confidence. Whether you're seven or seventy, it's never too early or too late to strengthen your financial literacy.